Latson, Michael

Senior executive in private credit with end-to-end lifecycle expertise spanning sourcing, underwriting, structuring, and servicing. As CTO and COO of FunderzGroup and its affiliated subsidiary RiseFi Capital, led deployment of over $3B in capital across diverse credit strategies. Previously CTO of Cashera Capital, architecting and scaling a full-stack cash advance platform, including intake, automated pricing, underwriting, and servicing infrastructure. Delivered a 35% IRR through proprietary risk decisioning frameworks and hold-to-maturity modeling while maintaining disciplined credit standards. Earlier experience includes driving a 233% IRR and 6x cash-on-cash return within 18 months at Panton Capital, structuring transactions ranging from $3M to $110M in enterprise value. Managed large-scale credit portfolios, including over $500MM at Radium2 Capital and $120MM+ at a leading MCA company, with consistent emphasis on risk-adjusted performance and operational rigor.